Whether your need is to implement a Debit, Prepaid or Credit Card Issuing programme or you want to acquire these card products at your ATMs or through Points of Sale devices, ValuCard’s EMV and PCI-DSS certified online authorization platforms and processes provide an efficient backbone that enables you deliver on your promises to cardholders. With over a decade’s experience in the Payment Card industry and because we understand the business climate and dynamics, ValuCard is increasingly becoming the Processor of choice in sub-Saharan Africa. Our scalable integrated systems are designed to support your business and technical needs and objectives in a most customer-centric way. Our commitment to our clients is to empower them to have greater financial control and flexibility over their payment card programmes in a manner consistent with the needs and expectations of their customers. As a one stop-shop Processing services organisation our Portfolio offerings include:
In the exciting world of card payments, ValuCard offers you the possibility to issue your Debit, Credit or Prepaid Cards in as many exciting ways as fits your strategy and needs; online/offline transaction authorisation, single or dual currency authorisation, contact or contactless For more information about our Issuer Processing Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
ATM and Merchant Acquirer Processing Services
Our ATMs or Points of Sale Acquirer Processing service offers you the opportunity to go beyond the traditional. We enable your cardholder clients to purchase airtime (virtual or logical) or pay their utility bills through these channels. For more information about our Acquirer Processing Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Loyalty
With increasing competition amongst Issuers, the surest way to retain customer loyalty is through the application of rewards and loyalty programmes. Our loyalty solution provides the perfect background to ensure this bonding.
For more information about our Loyalty offerings, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Card Procurement Services
Procuring payment cards is an expensive venture that is fraught with financial risks and operational challenges. Because we aggregate card orders from several of our clients and because we also offer complementary services (Processing, Personalisation and Fulfillment, amongst others) through our integrated processing circuit, we are able to procure cards on your behalf under a competitively priced regime that drives down your card implementation costs.
For more information about our Card Procurement Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Card Personalisation and Fulfillment
As a one-stop shop, through our Visa-certified Personalisation Bureau, our top-of-class Personalisation facilities enables us to offer you Card Personalisation with unparalleled turn-around time. Our range of Card personalisation services covers data encoding, name embossing or indentation and photo inserts, amongst others.
We also offer you the flexibility to personalise your cards through your branch network, giving you the competitive edge to instantly issue your cards to walk-in customers.
Because your customers deserve to be offered personalised attention, we offer you the ability to deliver your cards to them with nicely packaged welcome letter, made possible by an automated fulfillment process. For more information about our Personalisation Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Fraud Prevention and Detection Services
. Our integrated Fraud Analyser solution, founded on rule-based and/or neural behavioural predictions of your cardholders, merchants, Issuing or your Acquiring personnel, constantly being updated to meet local and global risk challenges, help our clients to minimise fraud on their card portfolios.
. Our mobile phone fraud prevention solution puts the power to manage card fraud in the hands of your cardholders.
For more information about our Managed Fraud Prevention & Detection Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Design/development of creative payment solutions
With the rapidly changing dynamics in the e-payment space we work with our clients to translate their epayment ideas into practical working solutions.
For more information about how we can work with you to translate your ideas into solutions, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Managing your card portfolios through ValuCard also offers you the following exceptional forward looking cost-saving opportunities that align with your retail card strategy:
• Through our ability to connect all domestic Issuers and Acquirers, we are able to switch your domestic transactions locally thereby reducing your switching costs and points of transaction failure
• In a fast-paced digital world of payments, cardholders desire to have disputes and chargebacks around their transactions resolved within a very short time. Our Domestic Dispute Management capability which brings domestic Issuers and Acquirers together under a common Dispute Management platform provides a unique elixir to our clients for meeting the expectations of their cardholders.
• In domestic markets where arrangements exist between Issuers and Acquirers to put in place Domestic Interchange arrangement, our switching and financial settlement expertise has made it very attractive to clients to appoint us as Domestic Net Settlement Agent under a private arrangement.
• Making informed card business decisions is dependent on the quality of data provided by your Processor. Because we understand this need, through our relational databases we make available to our clients structured information they can use.
For more information about our Processing Services, please contact our Business Development Department on +234 1 2704705 or info@valucardnigeria.com
Agada Apochi becomes MD/CEO of ValuCard.The Board of ValuCard Nigeria Plc has appointed Mr. Agada Apochi as Managing Director/Chief Executive Officer and Mr. Bisi Onasanya, Group MD/CEO, First Bank of Nigeria (FBN) as Chairman.