ValuCard Nigeria Limited is a Payment Card Industry Service Provider. We are a Principal & Plus Member of Visa; owned by Visa Inc. and a consortium of leading Nigerian banks. Our major businesses are Processing, and Acquiring Services. We also provide value-added services & solutions.
As joint acquiring company for Visa and its Nigerian member-banks, we have a secure and reliable acquiring network enabling Visa cardholders from all over the world to make payments securely at merchant locations in Nigeria.
As Processor, we enable our clients globally to issue Visa cards to their customers and also to accept Visa cards at their acceptance channels.
With over 10 years experience in the electronic payment space, we pride ourselves as the leading Payment Card Industry Service Provider in sub-Saharan Africa. We pioneered the issuance and acceptance of EMV cards in sub-Saharan Africa, leading to migration of payment cards in Nigeria from magnetic stripe technology to EMV standards and technology.
ValuCard does not issue cards. We process card transactions for banks/financial institutions that issue or acquire Visa cards. We acquire Visa transactions and also switch and settle same between Issuers, ATM Acquirers and Merchants in Nigeria
To be the most preferred e-payment service provider in Africa.
To be Africa’s dominant and world-class e-payment service provider by leveraging on our people, processes and technology to enhance commerce and provide utmost value to stakeholders.
P-Professionalism
We deliver high quality services that meet the needs of our customers in line with global best practices using the best skills.
R-Respect for the individual
We recognize and treat our stakeholders as individuals on the basis of fairness, equity and care.
I-Innovative and Customer-Centric
We recognize the customer as the main purpose of our existence; therefore we constantly strive to ensure we exceed their expectations at all times.
Meeting the needs of our customers inspires us to continuously innovate and update our processes, products and services in a most proactive manner.
D-Dependable
We act with integrity. We create an atmosphere of trust and can be relied upon to deliver on our promises.
E-Execution through teamwork
We get things done working together.
This is our PRIDE!
- Stephen Olabisi Onasanya - FCA -Chairman
- Mr. Phillips Oduoza -Director
- Reginald Ihejiahi -Director
- Aigboje Aig-Imoukhuede -Director
- Mr. Gerald Hawkins -Director
- Agada B. Apochi. - Managing Director/CEO
- Agada B.Apochi - Managing Director
- Babatunde Olakanmi Okeniyi - Group Head Information Technology and Operations.
- Ochanya Dan-Ugo - Group Head, Enterprise Risk Management
- Festus Ezechukwu Ikediasor - Group Head, Finance and Accounts
- Felix Aiguosatile Edionwe - Group Head, Corporate Services
- Vivian Uchenna Okolo - Head of Department, Acquiring Services


